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U.S. GOVERNING LAW
The Website is designed and targeted to U.S. audiences and is governed by and operated in accordance with the laws of the U.S. LoanShepherd makes no representation that this Website is operated in accordance with the laws or regulations of, or governed by, other nations.
Generally. LoanShepherd uses your Personal Information and Financial Information to identify you, to confirm facts about you, to send you information about LoanShepherd and LoanShepherd' products and services, and to contact you when necessary in connection with your use of the website. LoanShepherd uses your Demographic Data to customize and tailor your experience on the Website. As with Traffic Data and information gathered using Cookies and Web Beacons, from time to time LoanShepherd may release Demographic Data in the aggregate, such as by publishing a report on trends in the usage of the Website.
Disclosure Practices. Except under the following circumstances, LoanShepherd will keep your Personal Information private, and will not sell or otherwise share it with third parties:
Disclosure to Parent Companies, Subsidiaries and Affiliates. LoanShepherd discloses Personal Information to its parent companies, subsidiaries and affiliates for marketing and/or administrative purposes.
Disclosure to Lenders. LoanShepherd refers consumers to lenders who provide short-term loans. LoanShepherd discloses Personal Information to Lenders, who use your Personal Information to identify you, to confirm facts about you, to deliver financial products and services to you, to help assess requests for financial products and services, and as necessary to service your loan.
Marketing Communications. LoanShepherd provides your Personal Information to third parties, so that they may contact you directly, online and offline, with information about additional products and services ("Marketing Communications"). You may opt-out of having your Personal Information provided to third parties for the purpose of Marketing Communications by clicking here and following the opt-out instructions. Even after opting-out, you may continue to receive Marketing Communications from third parties to whom LoanShepherd has already has provided your Personal Information. You will be responsible for contacting those third parties directly to request that you receive no further Marketing Communications.
Disclosure in Connection with Services. LoanShepherd discloses Personal Information to those who help it provide Services, including those who perform technical, administrative and data processing tasks such as ad serving email management, hosting, billing, fulfillment, and data storage and security.
By Law or to Protect Rights. LoanShepherd discloses Personal Information when required to do so by law, or in response to a subpoena or court order, or when LoanShepherd believes in its sole discretion that disclosure is reasonably necessary to protect the property or rights of LoanShepherd, third parties or the public at large.
Effective Date: November 3rd 2013
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